Tuesday, September 11, 2007

Lawyers Gone Mad

I send someone an email and I get a 402-word (pre-redaction) boilerplate at the end of his out-of-office reply.
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This message contains information from XXX, or from one of its affiliates, that may be confidential and privileged. If you are not an intended recipient, please refrain from any disclosure, copying, distribution or use of this information and note that such actions are prohibited. If you have received this transmission in error, please notify the sender immediately by telephone or by replying to this transmission.

This message may include indicative rate information relating to one or more products offered through XXX, or affiliated broker-dealer, XXX. Rates and yields shown are provided for informational purposes only, are not guaranteed, and are subject to market conditions and availability. Nothing in this communication shall constitute a solicitation or
recommendation to buy or sell a particular security.

XXX (sic).

Shares are offered through XXX, a registered broker-dealer and non-bank affiliate of XXX.

Investments in these products require the involvement of a licensed representative of XXX. Investment products offered through XXX are not insured by the FDIC or any other Federal Government Agency, are not deposits of or guaranteed by XXX or its affiliates, and may lose value.

Notice: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, gender, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administer compliance with this law concerning this creditor is the Federal Reserve Bank of San Francisco, 101 Market Street, San Francisco, CA 94105.

Notice: On October 26, 2001, President Bush signed into law the USA PATRIOT Act, which was designed to help the government fight the funding of terrorism and international money laundering activities. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account; an account includes deposit, transaction, or credit accounts. To review XXX's New Account Disclosure please visit its website at ....

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